What is a Home Loan?

A home loan in India helps you finance the purchase of your dream home, whether it’s a new property, resale, or under-construction project. With structured repayment options, competitive interest rates, and expert guidance, Lotus Capital Finserv makes owning your home easier and faster.

Who Can Apply for a Home Loan?

Home loans are suitable for salaried individuals, self-employed professionals, and business owners who meet lender eligibility criteria. Key requirements typically include proof of income, credit history, and property documentation. Our experts guide you step-by-step to ensure a smooth application process.

Benefits of a Home Loan

• Fulfil your dream of owning a home without large upfront savings.
• Flexible repayment options to suit your financial capacity.
• Access to competitive interest rates across multiple lenders.
• Long-term financial planning and tax benefits under applicable laws.

Lotus Capital Finserv helps you choose the right loan type and structure to match your budget and goals.

How Much Can You Borrow?

Borrowing capacity depends on income, credit history, age, and lender policies. Our team calculates your eligibility and guides you in selecting the optimal loan amount for your property purchase.

Choosing the Right Property

Selecting the right property is essential for long-term financial comfort. Lotus Capital Finserv advises on:

• Property location, type, and legal compliance.
• Future appreciation and investment potential.
• Lender approvals and eligibility requirements.

Our experts ensure your home loan aligns with your financial plans and lifestyle needs.

Understanding Fees and Costs

Home loans involve processing fees, legal charges, and interest costs. Lotus Capital Finserv explains all charges upfront, ensuring transparency and no hidden surprises.

Why Choose Lotus Capital Finserv?

We provide access to multiple lenders, fast approvals, and personalised guidance to help you get the best home loan deal in India. From application to disbursement, our team ensures a seamless experience.

Ready to own your dream home? Contact us today — Contact Us